If I Had a Structured Settlement, I Would Use It to Pay for Gas
Has anyone been to the gas pumps lately? Soon $3 a gallon will be the asking price and we'll either have to become cyclists or create some additional income. I plan to do both of course because you can balance thrift and greed pretty well as you ride your bike to work.
I only live a few miles from my place of employment so riding my bike there is no big deal. I've already made a few practice runs, time and safest route. The problem is I live in S. Florida. And you can't stand still and not break into a sweat let alone pedal for 25 minutes.
But I'll find a way. Whatever it takes. As for the additional income side of the equation, I happen to know of a lucrative little program. It's not easy, but if making money was easy plenty of people would be rich. Being a broker for alternative cash flows is a pretty interesting side business. You get to help people, and make money at the same time. I like that.
So alternative cash flows take a number of different forms, from cashing out future settlement, annuity, or lottery payments, to equipment leasing, to business factoring. Two great resources to learn more about these businesses. www.prosperitypartners.com and the American Cashflow Association. Both educate average Joes and corporate executives alike to make money in this secondary finance industry. I personally recommend factoring, and structured settlement cash outs second.
Gas prices are going up, faster than my salary. I need to spend less and make more. If I had a structured settlement, I'd cash it in and use it to cover my gas expenses. Not for work travel, because I'll be riding my bike. But my new alternative cashflow customers might appreciate it if I show up in a car and not sweaty profusely on my bike.
Personal Finance: Booking Bamboozle Washington Post If you are making travel arrangements online, be sure to keep an eye out for a questionable but growing trend on booking Web sites: 'pre-checked' boxes that ...
PersonalFinance: Your guide to Coverdells FOXBusiness (Linda Stern is a freelance writer. Any opinions in the column are hers. You can follow Linda Stern's financial notes on Twitter at ...
The week's 10 best Personal Finance stories MarketWatch By MarketWatch With no federal tax credit to entice buyers, today's home sellers have to get even more serious about making a deal. ...
Pet insurance is no laughing matter Telegraph.co.uk Having made four claims in four years, The Telegraph's Personal Finance Editor decides the time has come to write about pet insurance. ...
Google News
RELATED ARTICLESTop 10 Ways Managing Your Money Is Just Like Riding a Bike
An avid cyclist and bike racing fan, I sit transfixed during the many hours of Tour de France coverage every July when the race rolls around. This year, during some of the less-than-scintillating early miles of the sprint stages, my mind wandered a bit, and it occurred to me that there are some interesting parallels between winning the Tour de France and winning at personal finance.
Help With My Annuity
The cries are heard from the distance, "I need help with my annuities." Nothing has changed.
Money Matters: Strengthen Your Marriage by Putting Finances in Order
Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.Money is a very big part of a marriage.
Basic Bank Accounts Failing the Basic Needs of Consumers
The lists of bank and savings accounts that are available to most people are bewildering. A quick look at a comparison site like Moneynet or Moneyfacts will reveal thousands of different products.
The Benefits of Banking Online
How many drawers did you have to look through to find a bank statement the last time you needed one? Chances are you did not lay your hands on it as readily as you would have liked. If that is a familiar scenario in your home, help has arrived in the form of online banking.
The Good and the Bad of Money Management
Good money management needn't be difficult. In fact, there a number of easy steps recommended by most financial professionals to help manage your finances better.
Money Matters - Really!
One of the biggest challenges facing black RELATIONSHIPS today are finances. Many people mistakenly feel that money does NOT matter.
Bankruptcy Laws Get Tougher - More Expensive
If you've been thinking about filing for bankruptcy, your best bet might be to file now.A new bankruptcy law takes effect in November that will make it harder and more expensive for most families to file for bankruptcy and discharge their debts.
If All Things Are Possible, Why Cant I Balance My Checkbook?
For me, the most terrible time of each month is the day our bank statement comes. We commonly call it BSS (Bank Statement Syndrome).
How to Obtain a Non ChexSystems Bank Account Without Being Scammed
Predatory lending exists in the mortgage industry. It's typically when a mortgage broker add's on unnecessary fee's to a bad credit application, because he or she knows that the applicant is in a desperate situation.
Improving Your Financial Position
If you want money you need to learn how to control it. You need to improve your financial education and build your discipline.
How to Attain Your Dreams on a Single Income
If you recently became a single parent and see your dreams being washed away because you feel all alone, you aren't alone. There are single parents that face future endeavors alone like dating again, living on one income, and buying the home they've always imagined.
Financing Collectibles for Fun and Profit
With the advent of the internet and especially auction services like those provided by Yahoo and E-bay, serious collectors have much larger arenas in which to buy and sell their wares. This provides the opportunity for quick discovery of hard-to-find items that previously might have taken years to find.
Vesting and Your 401(k)
Do you have a 401(k) retirement account? Are you vested yet? Before you move on to your next job, it is critical for you to find out if you are fully vested in your retirement account before you make the move. If you are not, you could lose hundreds if not thousands of dollars in employer contributions.
How To Reap The Rewards With Rewards Programs
Recently, many of these loyalty rewards programs have come to the realization that they must change how they put these programs together if they are going to increase their share of the market.One way that has changed over the years is how reward programs have started linking up with various partners to offer more types of rewards for it's members.
Budgets And Eating - Can They Co-Exist?
Whatever your reason for having a tight budget, thetruth is that going to the grocery store without a planis a BIG budget breaker. And sadly all that cash endsup vanishing into our stomachs and then.
Money Saving Tips. Maximize Savings on Everyday Items!
Frugal living is more than a lifestyle. It's a passion.
Estate Planning Basics
You have probably accomplished a great deal with your life. Over the years you have worked, planned and saved.
Simple Ways to Save Money
Things are so expensive these days. We seem to be hearing, and saying, that a lot lately at the gas pump, in the grocery store and especially when paying bills.
10 Money-Saving Tips
1. If you have your haircut every 3 weeks, trygoing 4 or 5 weeks in between haircuts.
